Get to Know Modern Fraudsters in 90 Seconds

Today, fraudsters come up with new schemes every day. Their goal remains the same — to deceive you and take your money by any means. However, if you know what to look out for, you can significantly reduce the risk of being scammed and protect your personal data and finances.

In just 90 seconds, you will learn everything you need to know. Ready? Let’s begin!

1. A Call from the “Security Department”

One day, someone calls you claiming to be a bank employee, police officer, or representative of another official institution. They say your funds are at risk and urgent action is required. They ask for your OTP code from an SMS, your card details, or request a money transfer.

If someone asks for a code or a transfer, that is already suspicious. Remember: a bank will never ask for your card details or OTP code over the phone.

2. Promises of High Returns

You see an investment advertisement on social media. You contact them, and they promise high profits. After your first transfer, you appear to see earnings in your account. But those are just numbers.

When you try to withdraw your money, excuses begin. You are asked to pay additional fees. Remember: there is no such thing as free cheese — except in a mousetrap.

3. A Money Request from a “Friend”

You receive a message: “I urgently need money, I’ll return it tomorrow.” The message sounds familiar. But the account may have been hacked. Before transferring money, call your friend to confirm. Never make rushed decisions.

4. The “Too Good to Be True” Loan Offer

You see a loan offer online with very attractive terms. However, before processing begins, you are asked to make a payment. If money is requested before the loan is issued, that is a clear warning sign.

Banks never require advance payments for loans.

How Can You Protect Yourself?

– An SMS code belongs only to you. Never share it.
– Do not share your card number, expiry date, or CVV code.
– Always verify urgent money requests.
– Do not trust calls that create panic or pressure you to act quickly.
– Be cautious about promises of easy profit.

Fraudsters try to rush you. You should stay cautious. Sometimes just a few seconds of thinking can be enough to protect your money.